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Islamic Banking And Finance

March 29, 2021

This course provides rigorous training in the theory and practice of conventional financial services management and strategy; specialized modules in Islamic banking and finance provide a particular focus on the theoretical foundations, products, performance, financial instruments, and risk management issues of what is now the preferred form of banking for 1/5 of the world’s population.

Admission requirements

Entry to the MBA in the Islamic banking and finance program requires a 2 (ii) university degree in a relevant subject, for example, economics, finance, accounting, administration from a university or a similar qualification from any other institution. A lower or higher second-class Honors degree, or equivalent overseas qualification and qualification, is required. Alternatively, possession of an appropriate professional qualification and relevant practical experience can also be accepted. For MBA degrees, while work experience is desirable, it is not essential.

Why study at Widad university?

Gold classified teaching

Widad University has achieved a gold award, the highest possible rating, in the national teaching excellence framework (TEF). The TEF valuation considered the quality of teaching, the environment of learning, and student consequences and learning gain. 

Wide range of courses.

Hundreds of courses are there in the arts and sciences. Widad pride themselves on the quality of their teaching and courses and teachers have been rated in the top 10 in the country.

World-class teaching and research

Study at a world-class university, recognized for the quality of teaching and research. Widad university is in the Malaysia’s top 40 for research according to the 2014 research excellence framework.

Work experience and internships

There are variety of options for acquiring valuable employability skills, including supporting you with your desired internships and internships.

How does Islamic banking work?

When speaking of Islamic banking, what catches the interlocutor’s attention in the first place is precisely the prohibition of interest. But Islamic finance is much more than that. The sector has knowledgeable substantial growth in new times. Its principles based on ethics and its attractive financial instruments have positioned it as a possible alternative to traditional banking.

Principles on which Islamic banking is based

Islam has its own paradigm of economic relations based on rules derived from sharia. The sharia specifies, among other things, the rules for the allocation of resources, property rights, production and consumption, the functioning of markets and the distribution of wealth. Likewise, it also stipulates the necessities that describe the framework in which the financial and banking system can function. The core of this framework is that, as a mechanism for the allocation of financial resources, the interest rate is replaced by a rate of return on actual activities.

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Curing in Concrete

March 28, 2021

Curing is a process whereby concrete formed with hydraulic cement matures and hardens over time, as a result of continued hydration of the cement in the presence of sufficient amounts of water or heat.

The purpose of curing is to promote the hydration of the cement avoiding the loss of moisture and keeping the temperature in a suitable range for the concrete to develop the strength and durability properties for which it was designed.

In addition, great care must be taken to cure all exposed surfaces, not just the one on top of the concrete slab, immediately after finishing operations are complete.

If in a given case the environmental conditions are very adverse (temperature, low humidity, wind, sun, concrete temperature) then the constructor of the work should assess the application of the curing agent after leveling to prevent cracking due to loss of moisture.

Two types of curing can be named for concrete pavements:

The moisture – curing , either by water spraying or coating of the slab with a material that will damp consecutively, and methods moisture barrier, which do not add water but prevent the passage of moisture of the mixture to the outside through the use of plastic covers or membrane-forming chemical compounds.

When using membrane-forming chemical compounds, it is recommended that they be white, this helps to reduce heat absorption while providing a better visualization of the treated area.

The curing can also be done manually or automatically depending on the logistics of the work. If it is decided to cure with water, the contractor must be aware that the slab will have to be damp, if the concrete is allowed to dry and then rewet, then it is exposing the slab to possible thermal shocks that can create cracks.


Curing procedures are grouped into 3 categories …

Those that keep the mixing water present in the initial hardening periods.

Those that avoid or reduce the loss of water by interposing an impermeable medium that controls evaporation.

Those that accelerate the development of strength by artificial stearic acid Malaysia application of heat and additional moisture to concrete.

Do not use curing compounds on surfaces that will receive additional concrete, paint or mosaic, unless it is stated that the membrane can be removed or serves as a base for an upcoming application.

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Dangers of Gambling

March 22, 2021

People perceive gambling addiction to be less harmful because it is not a drug or an alcoholic beverage. However, the fact is that gambling by playing games such as slot casino malaysia will devastate a person’s life. Overdosing does not cause suicide, but it does cause significant harm to people’s well-being and anything associated to them.

We’ve seen firsthand the destruction that gambling can cause. A member of our family battled a gambling addiction. This addiction had a negative effect on many facets of their lives, but one of the most important was their financial condition. From digging a deep hole in debt to stealing cash, there’s a lot you could do. Our family member’s life was so severely impacted by gambling that they are now struggling to rebound from the repercussions.

Because of our own experience of gambling addiction, I decided to raise consciousness about the disorder and the complications that come with it.


  1. Being tight-lipped about gambling – People who have a gambling problem tend to conceal it from others at all times. As a result, they would deceive their families and friends.
  2. Running after losses – Gamblers sometimes blame their defeats on chance. And in order to recoup their losses, they become engrossed in the game. The pit gets deeper as they pursue their losses.
  3. Betting more funds -Gamblers get a surge of dopamine from gambling. Gamblers who are addicted borrow more money in order to get the thrill they want. However, the more they gamble, the more likely they are to lose.
  4. Borrowing dollars – Gambling addicts still find a way to settle their bills, no matter what. They can also borrow money to cover their loans because the compulsion is too intense.
  5. Not able to stop gambling – Despite being aware of the dangers of compulsive gambling, they are unable to control their desire to play.
  6. Gambling to distract – People get addicted to gambling as they use it to relieve themselves from their troubles and tension. For them, it’s more than just movies. It’s as if it’s a way out of their issues.
  7. Performing fraud – To keep cheating, problem gamblers use lies and deceit. To fund their addiction, they engage in criminal activity and misdeeds. 
  8. Getting irritated – When substance abusers or alcoholics are prevented from using drugs or drinking alcohol, they become irritable. Gambling addicts are on the same boat. When they are unable to gamble, they get anxious and irritable.


  1. Financial crisis – The first and most noticeable impact of gambling is on one’s finances. Gamblers would spend all of their savings in order to keep playing, resulting in a financial crash. Addicts also sacrifice or abandon their careers in order to satisfy their gambling addiction. As a result, they are obstructing their primary source of revenue.
  2. Troubled relationships – When gambling becomes an epidemic, not only do investments struggle, but so do relationships. The primary link that ties people together is trust. When people lie about gambling to their families and friends, trust is lost and relationships are severely harmed.   
  3. Health hazards – Gambling addicts are under a great deal of tension. They are concerned about the lies they have said and the financial trap they have dug for themselves. High blood pressure, psychiatric illnesses, insomnia, cardiac attacks, and other ailments may be caused by prolonged high stress. For facts about e-sports betting, click here.

Exceptional Options With The Best Condo In klang

March 13, 2021

When buying a high-end property it is important to be prepared to be very patient – making hasty decisions is highly inadvisable, especially if a large financial expense is involved. If you are particularly struck by a house, rather than embark on a reckless purchase, it is better to think about the reasons why this house has struck us, so as to have more and more clear what we are looking for. It is also essential not to be afraid of missing an opportunity: the market for luxury homes is large and expanding, and the dream condo in Klang is just waiting for the right owner.

Opt for a high resale value

It is a rule that applies to any purchase, but even more so when it comes to extra-luxury properties: always make sure that the amount spent on the house is easily recoverable in case of need. Location and renovation conditions, for example, are two factors that strongly determine the value of a property: buying a home in a unique location is the key to ensuring that its value always remains high.

Do not overdo it

It is understandable to wish for a home worthy of the achievements, but it is necessary to avoid that this short-term goal has a negative impact on the long-term ones. We therefore recommend a preliminary assessment with your accountant to determine how the purchase will affect taxes and what will be the most suitable payment method for your finances.

Sounds reasonable, right? Yet there are many people who would like to move but are not fully convinced. Agencies go around to “look at what the market offers ” and “are in no hurry to buy”.

The reason?

As an old saying goes: ” Whoever leaves the old house for the new one, knows which house he is leaving but does not know what he finds ” (yes I know that it is revisited in a real estate key, pass it to me for good). In your current home you have all things in their place. You know what the neighbors are like. You know the neighborhood well and your children have their friends.

Find a real estate consultant

Once you have truly decided to buy new house for sale in Klang, the next step is to find a Real Estate Consultant. No. The next step is not to search for your future home on “specialized” sites and “real estate portals”. And it’s not even going into every real estate agency and asking if they have homes to sell (unless you want to get trapped in a whirlwind of scheduled appointments to see homes that aren’t right for you).

For more articles, visit this website. …


What You Need to Understand about KLCC property Sale

March 13, 2021

Have you always wanted a condo in the mountains or at sea, but the prices far exceed your budget? Think of alternatives: localities or areas that are developing now and that have tourist and economic potential. Instead of a seaside house, you can buy a condo near KLCC or a KLCC apartment for rent, for example.

Don’t be afraid of compromises

Even if you have some very well-established criteria, think in advance which of them you can give up and which you can’t. It is almost impossible to find a house that fulfils them completely.

He knows the market well

It is important to make short documentation and find out the prices before you start watching. This way you will avoid opportunists.

Talk to a trusted real estate agent

A specialist who knows the market well can help you find something convenient in your budget.

Consider the additional costs 

The loan that the bank grants you will cover the cost of the house, but you must also consider the other costs with the notary, compulsory insurance, etc.

Don’t go for big changes

If you want to move immediately, look for a house to live in. Although it seems easy to make the changes you want, evaluate how this will affect your budget.

Don’t be afraid to ask questions

Ask the owner if the apartment or house you want to buy has certain problems that you need to know.

Put your finances in order

If you want to access a real estate loan to buy a house, you will have to keep your finances up to date when you go to a bank. Whether you take out a real estate loan or use your personal savings to buy a home, the investment is substantial. Browse the list of criteria and make sure that the home you want to buy meets the most important ones.

When you are looking for a home, everything can seem overwhelming at first. The process can have many unknowns, and useful tips are hard to find. Especially for young people who are looking for their first home, it is important to have some tips on buying a first home or apartment.

This buying decision is important because it relates to all aspects of life, both to one’s inclinations and preferences, to one’s lifestyle, to one’s professional side, and to one’s financial planning. Many times young people make this buying decision together, so it is important to get some advice.

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What You can Do to Save for Your Future House

March 12, 2021

If you want something so much, you tend to really work for it, right? This is just the same when you want to buy a ampang hilir condo for rent in the future, so you won’t have to rent anymore. You want to provide a house for your family to secure their future. 

One of the best ways to do this is to save. Yes, and when you say save, it means even those little things. How to do that? Here are some really effective means:

  • Have you set a budget already? If not yet, it’s high time you should and when you are done with it, you should still review it once a month to see if you are on the right track. Sometimes, all we do is make a budget, but we don’t really care if the set budget is followed. 
  • Another way to make sure that you can keep your budget is to track your spending. You can do it manually or you can use some apps. You can easily find one online. You can even find a mobile app for that matter. This way, you will be able to see if there are expenses that could have been omitted. 
  • Sometimes, it is hard to save money just for the heck of it and a property is such a long-term goal. You can create some goals that you need to accomplish in a weekly or monthly basis like for example, if you will make a goal that you should save a certain amount every week. This should make saving more interesting and a challenge at the same time. 
  • And the last but not the least is to take this as a challenge you should overcome. You should not give this challenge as this is like finding a pot of gold at the end of the rainbow. 

Are you from Malaysia? Do you have a property in mind already? Real estate is without a doubt booming in this country and thus if you are looking for a property to buy here, you should easily find one. 

That is right and in fact, I suggest you check Ampang hilir and Bangsar South first as they have great yet affordable properties. The mentioned places might not be the capital city, but they have so many opportunities as well. So, if the property you plan to buy is for business, it should flourish in any of these areas. 

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Perfect Bukit jelutong house for sale Just The Way You Need

March 12, 2021

With the regime of the community reduced to acquests, the property acquired during the marriage is all common, excluding donation or inheritance.

Buy under the universal community regime for better equity

The universal community regime is an extension of the community reduced to acquests since this contract implies that all property is common to both spouses and belongs to them equally, whether they were acquired before or during the marriage. This is particularly the case with real estate that they acquire jointly: whatever the contribution of each of the spouses, the property belongs to both equally. It is also the plan that offers the best protection to spouses, especially in the event of death. Indeed, when one of the spouses dies, the inheritance is not opened, and all the property goes to the surviving spouse without any inheritance tax to settle. Go for the Bukit Jelutong house for sale or maybe Puteri Puchong condo for sale in this case.

Investing in a home that has worked can be a good deal, provided you correctly assess the amount of the renovation. 

Buying a home with work, a good deal?

Buying a home with work allows you to buy less expensive, but it is about having the time and being able to coordinate everything during the work.

It is obvious that a house or an apartment requiring work has a lower price than an equivalent property that does not require work. The price is supposed to present a discount equivalent to the amount of the work to be done, but it can be higher, in particular, because the goods requiring work find buyers less quickly, and sellers generally do not hesitate to lower the price, likewise, the margin for negotiation is generally greater. Buying a property with work can therefore be interesting from a financial point of view, provided you are fully aware of the extent and price of the work to be done.

In addition to the cost of the work, consider evaluating the cost of a possible relocation during the duration of the work, the move, the furnishings.

Correctly estimate the amount of work

You can easily find your way financially by doing work on a property to renovate, as the purchase price is lower and is generally negotiable, and the amount of the work can also be partly negotiated. On the other hand, it is imperative that you bring in several professionals before buying the accommodation, so that they can make an estimate.

For more, visit this website.


Housewarming gifts you can get someone

March 10, 2021

When you’re buying a new home, you’re pretty much in the red and you don’t have any furniture. Maybe your parents and siblings will buy you a piece of two to ensure your home is not bare empty and that you’ll have something to sleep on at night. Now that you’re buying a house warming a gift to someone, and you’re thinking what does someone need as a housewarming gift? It’s a confusing exchange and you would definitely want to give something more meaningful than overpriced flowers.  There’s a list of things you can get the person who’s moving into their new home and here is our list of some housewarming gifts you can get someone.

Parents Visiting Hispanic Daughter In New Home

The first thing you can get a new homeowner is a mini fridge. When they are starting out, they wouldn’t have much in their home besides a table and maybe some couches but be a good pal and get them a mini fridge. Some people would not have even thought of needing a fridge in the midst of buying a home. This way now they can have at least a way to preserve their food. If they already have one you can get them a wine cooler to cool their beverages and sometimes their food. They can also cool their wines and spirits if they are interested in drinking them.

Next, you can get the new homeowner paintings or framed art of some sort. Buying a home, doesn’t come with the interior design art in it. You can get some recommended by an interior design company in Malaysia. There you can find great mock pieces or any prints that can be sold. Some put no significance on art but the reality is art pieces have a great value and they make your home look  better than they appear.

Next you can also get the new homeowner a plant subscription box. Subscription boxes are everywhere these days and by giving your homeowner a subscription box, they’ll be able to add plants into their home. After down payments and putting on a closing payment on their home, they probably are broke or have lesser liquidity. You can give them a lending hand by giving them plants that they can’t afford to spend. This will make their home po in colour and it will also grow in time to trees to which they can enjoy in a few years.

Finally, when there’s a new homeowner, what they lack is plates and mugs. You can get the new homeowner some plates and cups as a gift. They will be grateful because in the housewarming party, it’s a possibility that most of you are eating out of plastic or paper plates. By doing so, they’ll be more inclined to having more guests around in the future. They also don’t have to fork out extra cash in the future for dining sets.

Now that you have a comprehensive list of what a homeowner needs, we hope you take our advice and give gifts that matter. Your gifts don’t have to be overpriced but they should matter as buying a home is a milestone. 

For more articles like this, visit this website.


Facts About The Maldives You Did Not Know Before

March 9, 2021

The Maldives is a beautiful tourist destination. It has been named under seven wonders of the world, and the locals of the country truly take pride in the beauty of the country. The Maldives, officially known as the Republic of Maldives situates in the Indian Ocean. It is neighboring countries such as India and Srilanka. The country lies about 700 km away from the Asian continent’s mainland. 

The Maldives is known and beloved by all, yet it is truly misunderstood by a lot of people. It is visited by celebrities, investors, and the best forex brokers in the world. Visiting a country is not the same thing as truly getting to know the country. Here are some facts about the most romantic country on earth. 

  1. The Maldives is an Islamic Country 

Islam is the state religion of Maldives, and adherence to it is legally required for citizens. Non-Muslims cannot become citizens of Maldives 

  1. They Have Their Own Language Called Dhivehi 

Maldivians have their own language called Dhivehi, belonging to the Indo-Aryan Language family. The language is a close descendent of Elu Prakrit and is closely related to Sinhalese but many other languages such as Arabic, French, and Urdu have influenced the language. 

  1. It is the Lowest And Flattest Nation In the World 

The Maldives is only 1.5 meters above sea level and that puts it in grave danger as a result of climate change. 

  1. The Maldives Once Had An Underwater Cabinet Meeting To raise awareness For Global Warming

As a symbolic cry for help from the rising situation of global warming, The president of Maldives along with ministers held an underwater cabinet meeting, which is one of the world’s first to be held. 

  1. Alcohol Is Forbidden In this Country (Except for on resorts, no worries)

Islamic countries normally don’t allow alcohol as it is forbidden. But resorts of course have a supply of alcohol for the tourists. 

  1. The Weekend In Maldives Is Friday And Saturday 

The weekdays for Maldivians are from Sunday to Thursday. Friday is the day of celebration and prayer in the country.  

  1. It Is A Democratic Country 

The country has a democratic system. They vote for their presidents and parliament and are given complete freedom of speech. 

  1. The Maldives Has 1190 Islands, Only 185 islands Occupied people

The Maldives consists of many small islands and people center themselves on specific islands of each atoll. There are around 26 atolls in the country. 

  1. The Population Is only Around 500,000

Incredibly shocking to most people. But the country has a small population and rarely anyone live below the poverty line. 

  1. Has the Record For Highest Divorce Rate In The World. 

Again, another shocking fact which is true for this romantic country. According to the UN, Maldives has the highest divorce rate with 10.97 divorces per 1,000 inhabitants per year.

The Maldives has a lot of interesting facts, legendary stories and rich history behind their country. The country is also said to be established by an exiled prince and there are many stories of the reigning queens and sultans of the country. It is both a fascinating and beautiful country. 

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Ways You Can Get Information About Skincare

March 7, 2021

You know how much information we can access these days especially with the accessibility of the Internet, almost every kind of information we are able to retrieve as long as we have access to the Internet. Types of information including political issues, histories, tips and tricks, online games, and skincare. The practice of using the right skincare for any type of skin has been spread massively over all the platforms on the Internet. Every brand, company, and supplier makes sure to come up with useful content based on the products they are selling. Even so, not everyone knows which way to go if they would like to know about skincare. Hence, let us start.

The first way that you can get is always through websites. Websites have many kinds of articles that have been written for any of your concerns. Websites also have many kinds of brands that you can check out that directly sell their products that you straight away but after reading the reviews. Most customers like to go to websites as it is general and you find about any products based on the keywords you type on Google Search. But bear in mind that normally high-end products would come out first on your Google Search as they paid Google more in ranking and advertising their products. Thus, it is normal. For more info, click here.

The second way you can check out this kind of information is through social media. Social media has many types, including Instagram, Tiktok, Twitter and so much more. You should know as well that different social media have different ways of marketing and choosing content. For example, Instagram is more on the graphics and right wordings of marketing. While TikTok videos are mostly on daily routines, short explanations on relatable issues, that is how they can attract more engagements with their followers. Twitter is more of wording in the threads, they would usually construct their words properly and attract curiosity. If you are interested in having your social media personalized, try and check out online marketing social media Malaysia to see KL best social media and marketing in Malaysia or to learn more social media and marketing in Malaysia.

That is why it is important to have the Internet nowadays, it contributes a lot of useful information that we could not simply have anywhere else. Skincare is the same as the Internet to us nowadays. Do you know how stressful and disturbed we can get knowing our skin is not doing okay? Because in a way, our skin is showing how we are taking care of ourselves. Hence, us going out and being self-conscious about our current skin condition lower down our self-esteem and build up insecurities. There are many specialists that you can make appointments with. They would usually be more straightforward on what your skin really needs but normally it is more expensive because you are expected to pay for the consultation as well. Regardless, now that you know the ways to get more useful information, you can be able to make the right decision to purchase any product. 


Benefits In Getting Your Groceries Online

March 4, 2021

Nowadays, technological changes have made our life a lot easier if we were compared to our ancestors in all the past years, things were so much harder. Now, having technologies made our communication easier with our loved ones, gaining knowledge, and including online shopping. Online shopping these days has been getting a lot of attention from users. People now, like seeing the catalogs online, making purchases whenever they feel like doing it, and the only place you do it at shops that are on online platforms. There, you can buy shoes, clothes, makeup, something that is entirely not essential. But what we are going to discuss today is online groceries. You should know that online groceries have so many advantages you could get. 

The first benefit you can get out of buying your groceries online is the promotions. Do you realize every time you get into an online shopping application, it will show a pop-up of promotions and discounts? If you do not, you might as well check. Because these promotions and discounts are for us to use, and if we do not use them, I can say that we are missing out on the benefits. 

Furthermore, normally when you shop in an online shopping application, you would usually be required to create an account. This is for the company to keep track of their users and at the same time, when you purchase something, they will use all the details you have given when you register to deliver the things you have purchased. Not to forget, when you search up for anything in the online shopping application, they will keep track of whatever you are looking for and they will suggest the things that might be similar to the things you are looking for. Hence, by now it is good for you to purchase local vegetables online delivery malaysia.

Last but not least is that they will send all the stuff you purchased to your front door so you do not have to drive or walk to grocery stores and walk pushing trolleys, grabbing and touching stuff because you know with the current situation, we do not know what kind of germs or virus that we might take back. With online groceries, you are able to sit at home, eat, enjoying your Netflix, and choose your groceries through your phone and once the payment has been done, they will send your groceries to your home address or to whichever address you put. 

To conclude, you can see that the benefits are somewhat for us to enjoy. Of course, the brands or the companies would make a profit out of it but in the end, you choose what kind of way you prefer to enjoy it. Because no matter what, we are never going to stop purchasing groceries because it is considered essential and sometimes we do cook at home even if it is a lazy recipe. Now that you have all the reasons, you can share them with your family members and friends so everyone could save their time and energy. 


Pros And Cons Of Buying Property

March 2, 2021

If you’re in your twenties and looking for a job, you’re probably looking for a place to stay too, right? Now you’re thinking about whether you want to buy or just rent a property. Well, both buying or renting a property has its pros and cons. If you plan on staying with your family throughout your working life then this is not a problem. Plus, it’s not wrong to stay with your family. People sometimes look down on adults living with their family because they view it as you not becoming an adult and fending for yourself. But hey, there are so many benefits of staying with your family. You’d save a lot on costs and you’d have company throughout living there. So no, it is not bad to keep on living with your family be it with your parents or siblings. 

That is unless you have a bad relationship with your family and you just want to get away and live however you want since you’d be working and earning your own money. So, if you’re planning to move out, you have to set a budget first. If your budget isn’t that much, you could just rent a property and save money and eventually buy a property. However, if you have the budget to buy a property then why not go for it? You’d need to plan out your budget thoroughly and make sure you’re able to though. Before you make your decision, you should know the pros and cons:

Pro: Your Land, Your Choice

Buying your own property means you’d have pride of ownership. Pride of ownership is one of the best benefits of buying a property, be it an apartment, condo or a house. This means you can do whatever you want to your property because you are the owner of said property. You can paint the walls, you can install an operable glass wall with Hufcor Glasswall Specialist and even bring down walls if you want. Make renovations or decorate according to your own taste. Like I said, your land, your choice.

Pro: You Can Make Money

When you buy a property, it does not mean you have to live there. What I mean is, you could rent it out. Either rent out the rooms or the whole property. This way, you can earn back the money you’ve put into buying the property. This is called earning a passive income. You could charge maintenance fees or tax fees to your tenants too, within reason of course. Thus, within a couple of years, or months, you could already earn the money you’ve put into the property.

Con: You’re Practically Stuck

So, here’s the catch. If you’re not renting it out and you are living there, then it’d be a little bit harder for you to move around. For instance, you get a job offer that is better than your current job and you’d have to move, selling your property is hard. Especially if you’ve made permanent changes to the property. 

Con: It’d Probably Cost You A Lot Of Money

Remember what I said about renting out your property? Well, that doesn’t come cheap. Before you even rent it out, you’d have to furnish it and maybe make a few changes to the property and that will cost you a lot of money. Plus, throughout owning the property, you’d have to pay maintenance costs as well. 

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Signs Of Growth You Should Know

February 28, 2021

The years we have gone through in our lives are truly incredible. Yes, we did go through some struggles and still are, we cried ourselves to sleep and there are times we questioned ourselves why we are being brought to this world. But it has been an amazing journey to being able to reach this point, on this day, at this specific time. Don’t you think so? This can only mean one thing, that you have gone through some critical point of growth in your life and that is one of the major reasons that shaped your character and personality now. Why don’t I share with you some of the signs of growth, so you can identify by yourselves whether you went through growth or not? 

The first sign of growth you should know is that it was so uncomfortable for you to go through a situation. Whether it is a breakup, your fear of being left alone, having a mature conversation with your parents, it could be anything that forces you to repeat that same behavior of begging, or running away from the problem, or not having a confrontation, or manipulating people to compromise with you. That is basically all the situations that you might have gone through and if you survived it, it was hard for you to do it, and you managed to do it, I would say, well done! You passed the first sign. 

The second sign would be the mature understanding and conversation you have with the people around you. You see, maturity does not happen overnight, that is for sure. Maturity comes only after you go through situations that force you to grow. Mature understanding is when you could be empathetic towards other people, meaning you allow yourself to listen and try to comprehend their situation. Meanwhile, the mature conversation is that you are already beyond those empty conversations that only talk about other people’s weaknesses and bad traits. 

Lastly, is you become more appreciative of everything around you. You know that life is not as simple, easy, and long-lasting. There are days where you can be happy without even trying, but there are also days where you just need to cry and feel unsatisfied with how the world works. But in the end, you tend to let it all go and appreciate all the good things you have around you. 

Well, these are some of the signs of growth you should know. These might sound easy to say and explain but trust me the experience was really torturing and I was really scared of rejection and being left alone. Surprisingly, I went through those fears and I am no longer scared, I even enjoyed my time alone, I got to design my room, I even got to apply for an operable partition Malaysia. Maybe you should try it too. You can click here for more related articles.


3 Facts About Esports Betting

February 24, 2021

3 Facts About Esports Betting

From hobbies to careers, video games have ascended from a negative talk moms usually do to a more beneficial way to win money. With polished skills and ingenious tactics, you can earn your way into stardom and wealth. Although e-games Malaysia has evolved into a much more sportsy kind, esports betting is getting its own rave. Esports betting is just like using traditional bookmarkers in conventional betting, except it is entirely online.

The rise of esports kept growing by leaps and bounds over the past decades, until it has taken a top position in its niche as a global phenomenon. Of course, esports betting is not left out from the celebration and has been walking together with competitive gaming in the shadows.

Here are five facts about esports betting you should know:

Fans Are Allowed To Involve In The Betting Action

You may have heard of watching and gambling on the NFL, MLB and NBA. 918kiss game differ greatly, because betting sites provide chances to the players to gamble on their own performance. Simply put, it is a player versus player betting. It is more fun in this method due to the fact that it gives the thrill of letting somebody win money according to their own skills. Let it be pros or amateurs, it is amusing to enjoy wagering for the money depending on the outcome.

Online Bonuses For The Win

Yep, with your online bookmark in esports betting, you are offered many bonuses. Forget traditional bookmarking, online betting bookmarks are way more worth it. Esports betting Malaysia includes free bets and deposit bonuses. Not only does the betting website limit the welcoming offer, yet it also features many promotions and VIP programs that will give you vast opportunities to collect more rewards.

More Viewership, More Gamble

Compared to traditional sports, esports which is entirely online has a vast number of spectators or viewers via livestreams. Hence, more gambling activities are running from behind the scenes. What once was a small industry turns out to be the biggest in popularity and publicity thanks to the volume of viewerships that shows no sign of stopping its growth. Bookmarkers, however, take advantage of the increased attention. Gamblers who witness a gamer winning a whopping $3 million prize money in a single tournament will be all the more interested to be involved in esport betting. Moreover, the rising publicity of esports comes to more advertisements and network coverage where its concentration will cause the popularity to keep rising and bettings will be more associated.

The rising popularity of sports betting has earned its title as the most famous kind of wagering. If there is one thing about the correlation between esports gaming and esports betting, is that the latter depends its existence on the former, thus bringing about the possibility of esports’ popularity to go down is not nigh. The best esports games to bet are League of Legends, Counter Strike: Global Offensive, Dota 2, Overwatch and Starcraft II. …


5 Ideas To Get Inspired For Your Animal Crossing: New Horizons Island

February 24, 2021

Who hasn’t heard of Animal Crossing: New Horizons

This adorable little game took the world by storm just last year, with a release that fortuitously coincided with one of the worst debacles to ever rock 2020 – the covid-19 pandemic. As we remained sequestered at home, desperately trying not to give into our anxiety about the lockdown and the looming virus, Animal Crossing: New Horizons became many a person’s own personal refuge – a cute, quirky island filled with adorable villagers and customizable things you could do. What’s not to love? 

The sheer amount of customization and terraforming you could do in this newest installation of the franchise turned out to be ACNH’s biggest strength. All throughout the beginning of last year, you could see videos and social media posts cropping up as people proudly shared their fantastically decorated islands; terraformed and furnished to utmost perfection. For some people, they look at their islands and know immediately what perspective and theme they’re going for. But for others – we can get stumped. And for that, we need a little inspiration. 

So for those of us who aren’t as sure how we want to decorate our ACNH islands, here are a few tips to find inspiration! 

1. Look At The Items You Have On Hand 

As long as you’re not looking for a specific item, ACNH items are quite easy to procure by the number due to the sheer amount of places you can receive them. For example, gift boxes may drop at random from the sky, recipes can wash up in bottles by the beach, and Nook’s Cranny, the place where most in-game shopping and selling takes place, changes the items they sell everyday. Eventually, you’re bound to have collected a huge arrangement of different items – and this can be a starting point for what kind of theme you’re looking for in your island. 

ACNH items tend to have themes and series’ to them, too. For example, you could look at the garden chairs and opt for a more rustic, countryside aesthetic; or you may have a random imperial partition that looks as though it were made by the best folding partition manufacturers in Selangor that will later inspire you to make a Chinese-themed island. Either way, your current items can serve as good jumping points for the theme you eventually decide! 

2. Think About Your Favorite Aesthetics 

All-in-all, an ACNH island is completely yours to decide and create – so obviously, the aesthetics should also be decided and appeal completely to you. 

To really be happy with your ACNH island in whatever you decide to create, you need to think about what aesthetics make you, personally, happy. Do you prefer dark and gothic looks? Cute and pastel colors? Japanese-inspired? Or even scary, horror aesthetics? With the sheer amount of different items and customization options in the game, it’s quite possible that whatever aesthetic you love and envision, you can recreate it in some way on your island – so look inside yourself, decide your favorite aesthetics, and make them come true! 

3. Look Up Islands On Social Media 

Nowadays, the ACNH tag on various social media is likely full to bursting with people all sharing their beautiful islands for the world to see. There are tons of islands, in all sorts of styles and aesthetics – and among them, you’re bound to find inspiration for your own island theme! 

This is not to say you should copy a person’s island item by item, and try to claim their designs as your own. There’s nothing wrong with being inspired by certain islands, or even uploading some designs that other people make to use on your own island – but troubles do arise if you use a design or copy another part of a person’s island completely and utterly perfectly, and then try to claim it online as your own creation. Designs in ACNH are their own type of art – and art theft isn’t cool, people! 
Either way – there are tons of ways to get inspiration for your own ACNH island, and tons of ways to customize your island and items to your vision. In this game, your island is your canvas – so execute all your beautiful aims to the best of your ability!

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Avoid These Foods And Beverages If You Don’t Want To Experience Another Gout!

February 23, 2021

Staying at home while dealing with your legal forex broker in Malaysia may lower the risk of virus spreading and infection, but having a gout is the last thing you’re going to endure during quarantine. It’s already difficult enough for you to walk around the house while limping because it affects your feet (and gout can affect other areas as well!), and it’ll be more of a nuisance when you’re going grocery shopping.

Gout is a painful form of arthritis that occurs when too much uric acid breaks down from purine, and it builds up and forms crystals in your joints. Any intake of food containing purine should be reduced to lower the risk of getting gout.

Here are the type of foods and beverages you should avoid from getting gout:

1)   Seafood

This particular food is among the common catalysts of forming gout because some seafood has higher purine content than others. The higher the purine is, the higher the uric acid produced, and the higher the risk of having a gout. Therefore, avoid intake of anchovies, codfish, haddock, herring, mackerel, mussels, roe, sardines, scallops and trout. If you’re a seafood lover, don’t be discouraged! You can take salmon as a better choice of seafood. Other than salmon, seafood with moderate amounts of purine such as shellfishes should be taken at limited amounts.

2)   Certain Types Of Meat

 Are you a meat-lover? Then you have to take it down a notch. Meat is also a high purine food that can cause major gout pain, like red meat, beef, lamb, and organ meats. However, you can take white meat and tofu as an alternative for gout relief.

3)   Sugary Drinks

Who could resist the sweet, strong sparkling taste of Pepsi? Unfortunately, you have to when you have gout. Study has shown that fructose-sweetened drinks can increase up to 85% risk of developing gout. Heavy fructose consumption, especially the artificial added ones, can elevated uric acid levels. Unless you consumed the naturally occurring sources of fructose like fruit, then the risk would be lesser. However, it’s best to not take it.

4)   Alcoholic Drinks

While alcoholic drinks carry a fair share of health complications, gout is one of them. Beers and grain liquors like vodka and whiskey is a big no for those with gout, according to a professor, Lona Sandon. The process of making these beverages coming from brewer’s yeast or another component in beer can cause a reaction which can trigger gout. If you still need a festive celebration, have a wine in moderation.

To sum up everything, avoid any purine-rich foods and maintain a healthy diet for your gout treatment. Losing weight can also help your gout symptoms, but be aware of the process, otherwise rapid weight loss can cause an increase of uric acid. Overall, the best foods to take are those with low in fat and sugar and high in fibre. Be safe than sorry and consult with your doctor for better improvement of your health.


You’ve Been Wearing It Wrong! Here Are The Correct Ways To Use Sheet Mask

February 22, 2021

The year 2020 has not been kind to us as the whole nation is plagued with the COVID-19 pandemic which limits everything that used to be our norms for an opening to the new ones. We are ought to comply with social distancing laws, wear masks whenever we are out and about and do frequent sanitization. Quarantining ourselves at home may lower the risk of virus spreading and infection, however there is no doubt that being stuck at home all day would definitely pull you into boredom, but self-quarantine can actually drive you to do something new just to fill the time. If you’re in need of change when it comes to your favourite drinks, here are three drinks you should DIY without spending too many bucks on it.

After a long day working with your lowest spread forex broker, your skin would feel dry and craves for a special kind of rest. Pop on a sheet mask as your go-to facial spa (without the big bucks). But have you ever wondered if you wear it right?

Here are 4 corrects ways to fix your mistakes on using sheet mask:

1)   Use Sheet Mask According To Instructed Time

Wearing a sheet mask for too long or using it overnight can actually worsen your skin. This is because the sheet mask will dry up as time passes and, if worn for too long, reverse osmosis will occur and the moisture will be sucked back out of the skin into the dry mask. Your skin needs all the moisture to keep it hydrated, so it is important to not sleep with your mask on.

2)   Fix The Mask Properly On Your Face

The small slits on your mask is compulsory to give the best experience of skin enhancement as the shape of the face mask can contribute more than you think. Make good use of the cut-outs and place the mask until every inch of your skin is in contact with the mask for optimal results.

3)   Tap, Tap, And Tap!

Your hands are a natural tool for your products to melt under your body heat and absorb into the layers of your skin effectively. After taking off your sheet mask, tap the essence with the warmth of your hands until there is no more wetness left on the skin. Tapping your hands on your face can also improve blood circulation which can bring up the youthful look if done regularly.

4)   Sheet Mask Is Not The Final Step Of Your Skin Regime

Although the essence from the mask is nourishing enough, it can eventually dry out and leave your skin lacking something. After tapping your face until the essence is fully absorbed, lather your favourite moisturizer as your last step of your routine to lock the moisture to your skin.

Mistakes happen and best not to repeat it again for the sake of your skin’s wellbeing. Follow these steps and your skin will thank you!


Best Ways To Invest In Malaysia For A Better Future

February 18, 2021

Every human being thinks about tomorrow, and tomorrow never dies until he dies. Tomorrow is the future. we all wish to see our future happy and prosperous. We all struggle to make our future more attractive and prosperous than our past and present. We all have dreams and these dreams are led by our thoughts which are connected to our future. So, we love our future. We all want to see our future superior. Therefore we plan everything to make our future strong. So to make our future strong we do different things. Some people get a better education to get a superior job in the future. Several people learn skills to earn good money in the future. Some people learn strategies for doing better in the future for the future. Some people invest in the business to get a good profit in the future for a better future.

Furthermore, investment is done in different sectors to gain profits in the future. Some invest in different kinds of properties and some invest in real estate business. Real estate business is related to buying and selling of land property. This business is very popular and is becoming more popular in the world because the real estate business is very profitable. There are many attractive places in Malaysia which are having great potential for the real estate business. If you are making your mind or you are intending to invest in Malaysia, then Puteri Puchong is a very ideal place for investment and buying property. This place has good potential for the real estate business. The real estate business is very helpful in making you’re future secure and full of prosperity. But this investment is not very easy and it is not the game of imprudent rather it is the game of genius. This game or business needs a lot of wisdom and intelligence and planning. Therefore, if you plan wisely then you may have good profits from investment. Investing in Puteri Puchong is a good decision and is the decision of wisdom. Puchong Puteri house for sale and Puteri Puchong apartment for sale are very good opportunities for the investors.

Why do we invest in buying?

Investment in buying property is to get profit from this property in the future for a better future. So, we buy property for the purpose of profit and expanding assets. Buying property may bring numerous advantages and profits in the future. Therefore buying property is very significant for our better tomorrow. Puchong Puteri house for sale is available and will be better tomorrow.

Where to invest in Malaysia?

Puteri Puchong has very ideal locations in its surroundings. In this location, ideal apartments and condos are available for buying and renting. Buying gives good profits and renting in this area gives an ideal residency. Puchong Bunder Puteri houses are the opportunity of hiring houses on rent and buying. Puchong Puteri house for sale and Puchong Puteri house for rent, these are very good sources of providing houses to the people living in Malaysia or living in the different beautiful areas of Malaysia.

If you’re interested in reading more about online casino, click here.…


The Importance of Management to Your Business

February 14, 2021
business management

Your business success comes from many different factors. In order to establish a successful business, you can not just be good in one sector of your business, you have to excel in every sector of your business. One of the thing that you should pay bigger attention is, how do you manage your business either as the owner or manager for your business.

Management in a business is one of the most crucial parts of your business continuity. Whether you are still in a small scale business, or even in a giant industry like Tesla or Honda, management would still come big as one of the major sectors to be paid attention to.

business management

So why should you really pay attention to your business management? Here are some of the reasons why

  1. Management is the key to achieve your organization goals

Every business has its goals. Before you started your business, you must have some goals that you want to achieve during the running of your business. One of the thing that you need to know is that, in order for you and your employees to be in sync to achieve your business goals, you need a good management system to keep them in line. Proper management would make your organization stay on track during the pursuit of your business success. 

  1. Good management would lead to efficiency

A group is only as good as the leader. Same goes with an organization. With the right manager for your business, it could actually increase your employee’s efficiency in doing their work. A good manager would utilize his or her input as good as possible. Efficiency would definitely increase when the right manager is put into the charge of your business.

  1. To maintain order and stability

A good business is the one where the system and the structure of the business are organized. With the right leader for your business, they could bring order to all the employees inside the organization. A good manager would make his or her employees work towards the same goal and even could encourage them to do more for business success.

  1. Bringing people together as a unit

Another benefit of having a good manager is that your employees will work as a unit rather than as a separate individual. A good business is where the employees work together as a team to achieve business success. A good manager also acts as a platform for every member of the team to communicate. Employees would be able to express their concerns, thoughts, or even giving input for the business. With the right leader, communication would be better and the employees would be able to work together as a unit and express themselves more freely. 

In conclusion, management is one of the things that could bring a business from mediocre to the best in the market. It is too crucial for anyone to look past by. Check out this link for those who want to excel more in office management (or bidang pengurusan pejabat).

For more articles like this, visit this website. …


Simple Things You Can Do To Live A Healthier Lifestyle

February 8, 2021

Simple Things You Can Do To Live A Healthier Lifestyle

I feel like living a healthier lifestyle should be encouraged more now than ever since we’re all battling a deadly virus. We, sort of, have to live healthier in order to avoid getting infected, or rather, to build a strong immune system so even if we do get it, it won’t affect us as badly. However, it is understandable that trying to live a healthier lifestyle or even trying to change any part of your life is difficult. It takes a lot of effort, commitment and perseverance. This is why most of us fail at any New Year’s resolution. It’s because it is a little bit hard for people to keep their mind set on one thing. Yes, most people are able to do it but a lot of people still struggle and it’s alright. What matters is that at least you’re trying.

But the key is after you’ve failed once, you have to get back up and try again. Again and again, until you make it. A fair reminder that when you’re attempting this, you have to remember to be a little easy on yourself. Not too easy to a point where you make an excuse for everything but just easy enough so you do not feel too burdened about trying to live a healthier life. For instance, be strict about sticking to your rules however it shouldn’t feel like you’re struggling or not having fun. So here are a few things you can do that are simple enough to get you healthier in no time.

Plan And Prioritize

First things thirst, you have to know what you’re aiming for. Determine a plan and an end goal first. What top online casino malaysia does is it sets your mind onto a certain path and it prevents yourself from straying from your goal. It’s similar to when you’re in a race and you see the finish line. When you see the finish line, it makes it easier to get there.

Try To Go On A Diet

A diet doesn’t mean eating salads and cutting off foods that you like just to lessen your food intake. Diets are different for every person because every person digests foods differently and whatever we eat will affect everyone in different ways. So a diet just means to incorporate healthier alternatives in your daily food intake. As an example, you could replace cooking oil with coconut oil or canola oil or like baking instead of frying so you can reduce oily foods from your daily food intake.

Do Simple Exercise

Exercising is not restricted to only going to the gym or doing serious exercise routines. It can also be simple chores to do around the house or going for a walk. Anything that can get you moving will be helpful to you in the long run. This is because any physical movement is better than intense exercising or no movement at all.

Drink Plenty Of Water

I know this is cliche but hey, if it works then it works, right? Drinking plenty of water will hydrate you from the inside out. Not only will all the toxicity be flushed out from your system, but your skin will also get healthier too, and less oily.

To get all this, of course, you’d have to have a monthly or weekly budget to buy your groceries and maybe do meal prep for the week. To help you out with this, you could try making some side income with online slot game Malaysia. But remember, do that at your own risk.